Learn the secrets of financing investment properties in Phoenix.

This class is Module 14 of 46 in a series called Real Estate Investing Secrets.

Topics covered in this module include:

• What are the 14 financing options for buying rental properties?
• What is PMI and why would you ever pay for insurance to protect the lender?
• How paying the lender can improve your cash flow and how accepting a little kickback from the lender can reduce your closing costs.
• The 5 most common loan programs for funding the purchase of your investment properties.
• The most common loan program—don’t worry... it is also Nomad™ and house hacker approved—and the details on how to use it to buy single family homes, condos, townhomes, duplexes, triplexes and fourplexes with small down payments.
• The best loan program for those with credit challenges, recent bankruptcies, and/or foreclosures... and how to use it to acquire rental properties—even duplexes, triplexes and fourplexes—with a small down payment.
• The two nothing-down loan programs and the details on using them.
• When to go to specialized portfolio lenders... and the pros and—more importantly—the cons of using these special loan programs.
• More exotic loan programs/sources that fewer people know about and even fewer use...
• Why it pays handsomely to plan your loans from the beginning to avoid painting yourself into a corner, living with reduced cash flow and locking yourself out of being able to access equity in your properties.
• The recommended, preferred order of loans for Nomads™ looking to acquire a portfolio of rental properties.
• The importance of understanding the qualification requirements of your desired loan programs... especially if you’re self-employed.
• How your credit score impacts your ability to get loans and where to get access to your credit score... for free... to improve it and ultimately improve your cash flow.
• A simplistic—yet effective—approach to debt-to-income to help you qualify for investor loans and reduce risk.
• The most often requested loan docs and why/how you should keep a folder with these files at hand for getting new loans.
• Plus much more...

Check out the video and additional resources related to Secrets to Financing.

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Phoenix real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of down payments for real estate investing in Phoenix.

This class is Module 13 of 46 in a series called Real Estate Investing Secrets.

Topics covered in this module include:

• Why focusing on down payments is short-sighted and what you should be focused on instead.
• The two primary ways to address down payments; it is not just about generating down payments.
• Will it work for me? How to apply these strategies to your unique situation.
• What’s the median down payment for a house by US state?
• According to the National Association of Realtors (NAR), what are the top sources of down payments for buyers with transactions in 2023?
• How do we eliminate or reduce the need for down payments altogether?
• One (obvious) way to reduce down payments... and the little known, but nasty little problems that method creates instead.
• What price range of properties will give the best cash flow, lowest hassle, best appreciation and best liquidity?
• Even though we’re not in a strong seller’s market right now, what are some tips for reducing the need for down payments to utilize if we find ourselves in a strong seller’s market again in the future?
• What are the best low and nothing down loan programs to reduce the need for larger down payments?
• What are the nothing down financing options we could utilize?
• 12 powerful strategies to produce the down payments we need to invest in real estate.
• Why we strongly recommend you don’t utilize the first strategy for come up with down payments.
• The dirty little secret about your tenants that could help you with down payments in a pinch.
• How to “rob from Peter to pay Paul” when you’re in a pinch and why this is not the ideal strategy to generate down payments.
• How to tap into existing property equity to generate down payments to buy your next property... and what to watch out for when utilizing this strategy.
• How to utilize “rate and term” refinances—not something typically associated with creating down payments—to create some down payment money.
• What two things must you consider when borrowing money to generate down payments for buying new properties... and when should you walk away from the idea knowing you made the right decision?
• How to utilize depreciation to fund your next purchase?
• Tapping retirement accounts for down payments.
• Tapping family members for down payments and one little tip that moves providence with you when utilizing family members for down payments.
• Spinning cobwebs into cash flow by converting unwanted items into new streams of money.
• Learn how to moonlight for mortgages by earning extra money to generate down payments to start and strengthen rental property cash flows.
• Why house hacking, short-term rentals, and student rentals are like a profitable, part-time side hustle... and how to utilize them to generate down payments.
• Why starting a fixer upper business could be your golden road to down payments for real estate riches.
• Down payments by partnering for real estate profits.
• Generating down payments from rents on existing properties.
• The magic of utilizing option fees as down payments and how to get previous properties to completely fund the purchase of your next investment property.
• Mixing and matching to maximize speed and profitability.
• Plus much more...

Check out the video and additional resources related to Secrets to Down Payments.

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Phoenix real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of selecting an investor-friendly real estate agent in Phoenix.

This class is Module 12 of 46 in a series called Real Estate Investing Secrets.

Topics covered in this module include:

• What is the NAR settlement and how will it likely impact buyers and sellers?
• What’s the difference between real estate agents, brokers, and REALTORS®?
• What does the real estate agent do in the transaction? What do the other professionals do? What do you do?
• Pros and cons of working with one real estate agent versus working with multiple real estate agents?
• How are brokerage fees paid and what are some typical examples?
• How do real estate commission splits work?
• What if a fancy sports car cost the same as a totaled wreck? And, how does this apply to real estate agents?
• Who saves the commission? A discussion.
• How to get recommendations for an investor-friendly real estate agent.
• What real estate agent designations matter and which are fluff?
• What is the typical annual income of real estate agents before and after taxes/expenses?
• Why you might want to consider sales volumes as selection criteria.
• Can you rely on reviews and testimonials? The answer may surprise you.
• Focusing on real estate agent specialization.
• Should you hire a lone wolf agent or a team?
• What are typical value propositions for real estate agents and what else should you look for?
• What do buyers want most from their real estate agent?
• Plus much more...

Check out the video and additional resources related to Secrets to Selecting an Investor-Friendly Real Estate Agent.

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Phoenix real estate investor podcast? Book a free consultation to discuss.