This week’s episode of The MikedUp Show is a special live recording from the New England Mortgage Bankers Conference, held from September 11-13, 2024, in Portsmouth, NH. Hosts Mike Kelleher and Michael Zau are joined by an impressive panel of industry leaders to discuss the most pressing challenges and opportunities in the mortgage space today. Featuring Rick Roque from RealTalk Fridays, Jeremy Potter from Next Belt Strategies, Brock Cassidy from NewZip, and Brian Vieaux from FinLocker, this episode offers a wealth of insights for anyone navigating the ever-evolving landscape of the mortgage industry.

The panel kicks off by diving into the vibrant atmosphere of the New England Mortgage Bankers Conference, reflecting on the key themes and discussions that have been shaping the event. Rick Roque, newly on board with NFM Lending, shares his personal experience with building a brand within the mortgage industry, particularly the unique hurdles and rewards of making a high-profile career move in today’s environment. He offers valuable insights into how loan officers and independent mortgage bankers (IMBs) can carve out their space, especially as competition increases and the market continues to shift.

Jeremy Potter from Next Belt Strategies follows up with an in-depth exploration of how lenders and financial institutions can better position themselves for success. He covers everything from consumer expectations to the technological advancements that are reshaping the way business is conducted in the mortgage sector. His expertise in market strategy provides listeners with actionable tips on how to stay ahead of industry trends, embrace innovation, and tackle the regulatory challenges that can often impede progress.

Brock Cassidy from NewZip offers a fresh perspective on how technology is transforming the homebuying experience. From digital closings to innovative data solutions, Brock emphasizes the importance of embracing new tools and platforms to streamline processes, enhance customer experience, and ultimately drive business growth. His segment provides practical advice for mortgage professionals looking to leverage tech-driven strategies to stay competitive in a fast-moving industry.

Brian Vieaux from FinLocker brings a wealth of knowledge about financial wellness and how tools like FinLocker are empowering consumers to take control of their financial journeys. He explains how financial literacy and personal finance management tools are becoming crucial in helping potential homeowners achieve their goals. In a market where affordability continues to be a major issue, Brian’s insights highlight the importance of educating consumers and equipping them with the right tools to successfully navigate the homebuying process. His focus on financial empowerment offers a compelling narrative on how loan officers can add value beyond just processing loans, by becoming trusted advisors to their clients.

Throughout the episode, the panelists engage in a lively discussion about the future of the housing industry, with a particular emphasis on the importance of branding in today’s competitive market. Whether you’re an experienced mortgage professional or new to the field, this episode provides essential strategies for personal and business branding that can help set you apart in a crowded marketplace. The conversation also touches on broader industry trends, such as regulatory changes, housing affordability, and the impact of economic shifts on lending practices.

From start to finish, this episode is packed with expert advice, real-world examples, and forward-thinking strategies. As the mortgage landscape continues to evolve, this conversation is more relevant than ever for anyone involved in real estate finance, lending, and homeownership. Whether you’re focused on personal branding, market positioning, or technological innovation, this episode offers a compreh

In this episode of The MikedUp Show, we sit down with David Battany, the Executive Vice President of Capital Markets at Guild Mortgage, to unpack key trends and challenges that will define the housing industry in the years ahead. David’s 30+ years of experience give him unparalleled insight into how the mortgage market will evolve, especially as we look toward 2025. The housing crisis remains one of the most pressing issues in the country, and David discusses the role a new White House administration will play in shaping the future of homeownership.

A key focus of the episode is affordable housing and how the industry can overcome its over-reliance on credit scores as the primary determinant for mortgage eligibility. David highlights that 22% of potential buyers fall below the 620 credit score threshold or lack credit history altogether, but many are financially stable, with high incomes and cash reserves. David argues for leveraging digital data to paint a fuller picture of these individuals’ financial health, which could help close the affordability gap.

David also touches on the importance of financial literacy in ensuring people stay in their homes after purchasing them. Once someone owns a home, they not only build wealth but also become more invested in their community. This episode delves into how homeownership drives wealth creation, helps close the wealth gap, and strengthens neighborhoods.

Join us for an in-depth conversation with one of the mortgage industry’s leading experts, where we cover everything from the future of housing policy to the critical need for financial literacy. Whether you're a lender, homebuyer, or industry professional, this episode is packed with insights that will shape the future of homeownership in the U.S.

In this episode of The MikedUp Show, we delve into the essential aspects of homeownership with our special guest, Daniel Smith, the visionary founder of Keepingly. As the driving force behind this innovative platform, Daniel has dedicated his career to simplifying the complexities of managing a home. Keepingly isn't just another tool; it's a comprehensive solution designed to empower homeowners to make informed decisions about their most significant investment—their home.

Daniel's journey from his early days in Trinidad and Tobago to becoming a prominent figure in the U.S. digital landscape is nothing short of inspiring. With a background that spans various industries, including digital marketing, product management, and strategic consulting, Daniel has a wealth of experience that he brings to the table. His insights into the housing market are rooted in both his professional expertise and personal experiences as a homeowner.

Throughout the episode, we explore how Keepingly is reshaping the way homeowners approach the management and maintenance of their properties. Daniel shares his philosophy on leadership, emphasizing the importance of accountability, transparency, and continuous learning. These principles have not only guided him in his entrepreneurial ventures but have also influenced the development of Keepingly as a tool that truly understands the needs of homeowners.

We discuss the pressing issue of financial inclusion and how Keepingly is making strides in ensuring that homeowners, regardless of their background, have access to the resources and knowledge they need to sustain their investment. Daniel highlights the importance of bridging the gap in financial services and the role Keepingly plays in promoting equity and fairness in the housing market.

As the conversation unfolds, Daniel reflects on the challenges faced by new homeowners—navigating the myriad responsibilities that come with owning a home, from managing finances to maintaining the property and maximizing its value. He shares anecdotes from users who have benefited from Keepingly, illustrating how the platform is not just a tool but a trusted companion in the homeownership journey.

Listeners will gain valuable insights into the housing industry, the future of homeownership, and the critical role technology plays in this space. Whether you're a seasoned homeowner or just starting your journey, this episode offers a wealth of knowledge to help you manage your assets better, ensuring that your home remains a source of pride and financial security.