This is Money Podcast

By: This is Money
  • Summary

  • What you need to know about money each week and what the news means for you, from the UK's best financial website.
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Episodes
  • Are two-year mortgages fashionable again - and why are first-time buyers borrowing less from family?
    Apr 11 2025
    For years, two-year fixes were the mortgage of choice for most homeowners - but borrowers piled into five-year deals in 2022 and 2023 in a bid to lock in super-low rates.

    Now, UK Finance figures show shorter fixed deals are once again back in vogue.

    Does that mean people think rates are heading down - and what do you need to think about when choosing yours? This is Money's Helen Crane and Georgie Frost discuss.

    Elsewhere in the property market, TSB data reveals that the average first-time buyer is now past their 30th birthday in all but one region of Britain.

    Perhaps more surprisingly, though, the amount people borrowed from family to get on the property ladder went down last year.

    The team ask why that is, and tips for saving a house deposit.

    Donald Trump's tariffs have continued to dominate the headlines this week, causing a whirlwind on the global markets.

    Is this going to bring down savings rates for good, and what can people do with their money instead?

    On the bright side, though, it means there might be a very short window in which you can buy a cheap TV.

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    35 mins
  • Trump tariff shock rocks the markets: What happens next?
    Apr 4 2025
    Markets around the world have slumped, the dollar weakened and fears mount of a global recession, after Donald Trump announced huge 'reciprocal' tariffs on over 100 countries.

    The UK appears to have got off lightly, attracting just the baseline 10 per cent tariff - but even that will wipe out the Chancellor's beloved headroom and leaves the door wide open for tax rises in the Autumn.

    How else could it hit us here? From pensions, investments, mortgages and energy bills, Georgie Frost, Simon Lambert and Lee Boyce try to unpick a crazy few days in the geopolitical arena.

    As Isa providers continue to battle it out to win new customers ahead of the end of the tax year, we've seen some chunky deals.

    A quartet of savings apps have all boosted rates repeatedly in the last week, with the top cash Isa rate of 5.9 per cent up from 5.28 per cent just a week ago.

    The catch? These bonus boosts only last three months, so how good is the rate you're really getting over the whole year? And are these deals worth it?

    And on the topic of Isas, Simon has his very, very last minute tips on filling your allowance before it's too late.

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    58 mins
  • What the Spring Statement means for your finances
    Mar 28 2025
    Rachel Reeves is back to where she started after the Spring Statement, with her £9.9billion of budget headroom restored but at what cost.
    The Chancellor was true to her word and didn't turn this week's economic update into a second Budget, with no tax changes coming in.
    But a wave of spending cuts was announced, along with growth forecasts going both down and up.
    We also got the Office for Budget Responsibility's update on what Reeves' Autumn Budget tax rises will cost us, a threat to cash Isas and no reprieve for home buyers on stamp duty.
    On this podcast episode, Georgie Frost, Lee Boyce and Simon Lambert dive into the Spring Statement to explain why it happened, what it means and tackle the question of whether taxes are going to have to rise again in autumn.
    They look at the very important assumption being made by the OBR, which if it turns out to be wrong could mean there is a £48billion black hole in the sums.
    And is the entire thing a charade anyway and damaging to our future prospects? Simon explains why he thinks so.
    Finally, campaigners like Gary Stevenson claim this could all be solved with a wealth tax - is that where we will eventually end up?

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    52 mins

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